How It Works | OppZo

How It Works

Complete the Application

Fill out our streamlined application process online in minutes.

Get a Decision

Get a decision and review your financing terms through our secure platform.

Receive Your Funds

Receive your upfront capital in as soon as 24 hours after approval.

What You Need to Qualify

Business Types: Small and medium business with a Government Contracts(s).
Where you Conduct Business: Florida, Virginia, Maryland

Requirements: You must have won a valid government contract
Business Attributes: 2+ year track record in business, a minimum of $500k in annual revenue, and no prohibitive liens or judgments.

Loan amounts of $100K to $1M

Repayment terms of up to 18 months

No personal guarantee

Interest rates as low as 8%

Borrower Benefits

Affordable working capital
No personal guarantee
Provides additional cash flow to expand your business

Transparent pricing
Quick and user-friendly online application process
Receive funding in as soon as 24 hours after approval

Get up to $1M in funding with rates as low as 8%¹. No personal guarantee required.

*Depending on the state where your business is located and other attributes of your business and the loan, your business funding may be issued by a member of the OppZo family of companies or by one of our partner institutions. Your funding agreement will identify the funder prior to your signing. Funding subject to approval.

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